The Diamond Gallery of Naperville, Synchrony Financial (formally GE capital) financing card offers compelling financing options, giving you the flexibility to pay over time.
** Benefits of the card include convenient payment options and no annual fee.
**Minimum monthly payments required. *Subject to credit approval.
Card members enjoy:
- Exclusive financing offers giving you the flexibility to pay over time
- No annual fee
- Convenient online account management
Option 1: No Special Terms
Purchases have a 25 day grace period.
Option 2: No Interest If Paid In Full/Deferred Interest
Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the 6,12, or 18 months.*
6 months Minimum $500.00
12 months Minimum $1,500.00
Fixed monthly payments are required during the promotion period. APR is assessed during promotion period.*
36-month term Minimum $3,000.00
Terms and Conditions
The Diamond Gallery Credit Account, offered by Synchrony Financial, who determines qualifications for and terms of credit. Promotion eligibility varies and is determined by Synchrony Financial. Minimum monthly payments are required and at no time will the minimum payment due be less than $25.00. Minimum Interest Charge is $2.00. Standard variable APR of 29.99%, based on the Prime Rate.
*No Interest if paid in full within 6, 12, or 18 months.
- The customer must make at least minimum monthly payments. Note: making only minimum monthly payments may or may not pay off the promotional purchase by the end of the promotional period. This means in order to pay the promotion in full before the end of the promotional period, the cardholder may need to pay more than the minimum monthly payments.
- Interest accrues during the promotional period. To avoid paying the accrued interest, the entire promotional purchase balance must be paid in full by the end of the promotional period.
- If the balance is not paid in full within the promotional period, the accrued interest is added to the account balance, and the balance will continue to bill interest at the account level Annual Percentage Rate until the balance is paid in full.
- Cardholder may be charged fees for late payments
No Interest if paid in full 6,12, or 18 months. Interest will be charged to your account (at the standard, variable APR of 29.99% based on the Prime Rate) from the purchase date if the purchase balance is not paid in full within the promotional or if you make a late payment. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of $5.00 or 1% of your account balance (rounded up to the nearest $1.00). Required minimum purchase of $500.00 for the 6-month plan, $1,500.00 for the 12-month plan, and $3,500.00 for the 18-month plan.
*Fixed Payment Promotion- 9.99% APR if paid in full in 36 months
- Fixed/Equal monthly payments of principal and interest required until paid in full.
- Fixed/Equal monthly payments based on a repayment factor for the number of months in the promotional period.
- Failure to pay the required monthly payments on time may result in late fees being added to the balance.
*9.99% is used here for illustrative purposes. The actual interest rate may vary. Due to minimum finance charges and rounding up for monthly payments, the last 4 payments are different from the prior months.
If the balance is not paid in full in 36 months or if you fail to make any payment when due, regular credit terms will apply and interest will be imposed from the end of the promotional period at the standard, variable APR of 29.99% based on the Prime Rate. Minimum monthly payments for this plan during the promotional period will be the greater of: the amount of the purchase divided by the number of months in the promotional period, (rounded up to the nearest $1.00); or $5.00. Required minimum purchase of $3,000.00 for the 36-month plan.
Download Financing Application Here:
Guidelines for Application:
- You must reside with in the United States and be 18 years of age or older to apply.
- Two forms of ID, one primary and one secondary, must be presented by the customer at the time of application.
- Cardholder must be present for all transactions.
- Once you fill out the application, print off 2 copies and bring them with you next time you come into the store.
In addition to our credit card financing through Synchrony, we also offer a 90-day In-Store Layaway on any purchase to help your budget without applying for financing! Simply put down a deposit and we’ll keep it and secure it, fully insured right here!